Retirement Planner

Try an example:

Balance at retirement

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add a Retirement event to model withdrawals

Balance at age 90

nominal

Contributed vs growth

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$0 in · $0 growth

Money runs out

Age 18

0 years into the plan — before age 90

Portfolio projection

Nominal dollars

Snapshot the current plan, then tweak inputs to build Scenario B.

Core Assumptions

Your starting conditions. Model raises, purchases, and retirement as life events →

Current age18

Initial portfolio balance$0

Starting monthly contribution$0/mo

Expected annual return10.5%

Defaults to ~10.5%, the S&P 500's average annual return (with dividends reinvested) over the last 80 years. Change it to model a different investment mix.

Project until age90

Inflation rate3.5%

Defaults to ~3.5%, the average US inflation rate (CPI) over the last 80 years. Change it to reflect your own expectations.

Start year

Life Events

What happens along the way — raises, purchases, retirement.

No life events yet

Contribution Change adjusts your monthly saving from an age onward · One-Time is a single deposit or withdrawal · Retirement switches you from saving to withdrawing